For many people, Christmas shopping is a must and the holidays will never be complete without spending. But before the year ends, ask yourself, “Will you be stress-free come 2012 or will you find yourself stuck in deep holiday debt that would be difficult to get out of?
In case, you do find yourself stuck in debt, be sure to act quickly and do not delay paying off your Christmas debt. On this post, we present practical tips on how you can become debt free at the soonest time possible.
Check your report. As a consumer, you have the right to request for a free copy of your credit report from each of the three major credit bureaus. You can exercise this right at the start of 2012 especially if you used credit cards to shop. Thus, you can check the status of all your accounts and make sure that the charges are correct.
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