New Year Car Loan Tips for People with Bad Credit

If buying a car is on your list of “things to do” this coming New Year, one of the first things you should consider is your personal credit history and score.  Is your credit score high enough to win a car loan lender’s approval?  Is your credit history in good shape?  Consider the following practical tips on how you can get approved for a good car loan deal to finance your car purchase.

 

Order your report.  Consumers are entitled to receive one free copy of credit report from each of the three major credit bureaus annually.  The start of the New Year is the perfect time for you to take advantage of your consumer right, especially if you plan to apply for a car loan. 

 

It’s a good idea to check your credit report at least two months in advance before applying for a car loan or any type of loan or even a credit card.  Carefully examine your report and in case you find errors, send a letter of dispute to the bureau that issued your report.  Disputing credit report errors can take up to 30 days which is why you need to take action at least a month prior to submitting your credit application.

 

Read more New Year Car Loan Tips for People with Bad Credit


Related Articles:

Get The Car You Want Regardless Of Your Credit

Bad Credit Car Loans – Avoid Scams and Rip Offs


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